Matters Of Life Consulting Group, Llc
At Matters Of Life Consulting Group, we are committed to helping individuals and families find the life insurance coverage that best fits their needs, goals, and budget. We understand that every family’s situation is different, which is why we take a personal approach to providing guidance, education, and customized protection solutions. Our mission is to bring peace of mind by helping our clients prepare for the future with confidence, care, and trusted support every step of the way.
Our Services
Protect your loved ones, alleviate debt, and save for retirement and beyond.
Life insurance isn’t a one-size-fits-all solution, which is why we partner with multiple carriers to offer a diverse selection of policies. This allows us to provide a range of customizable products tailored to your unique needs. With the knowledge and expertise of our agents, we're confident that we can help you find the perfect plan for your situation.
Our services
We offer a range of specialized services tailored to meet your individual needs. Our approach is focused on understanding and responding to what you require, providing effective and practical solutions.
Mortgage Protection
Mortgage protection is a type of term life insurance designed to pay off your mortgage in the event of your death. It helps to ensure that your family can keep and stay in the home without the financial burden of the mortgage payments. Many mortgage protection policies also offer coverage if the policy owner becomes disabled or receives a critical illness diagnosis
Living Benefits
Living benefits are add-on features included in some life insurance policies that allow you to access a portion of your death benefit while you are still alive, under certain circumstances. These benefits can provide extra financial protection and support during times of need, and can help cover additional costs if you find yourself diagnosed with a terminal, chronic, or critical illness.
Retirement Solutions
Retirement planning using annuities and Indexed Universal Life (IUL) insurance can provide a stable income stream and growth potential for your savings. Annuities offer accumulation potential which can turn into guaranteed income during your retirement. IUL insurance combines life insurance with a cash value component that grows based on a stock market index. Together, these options can help ensure financial security in retirement.
Debt Elimination
Eliminating your debt can provide you with a sense of peace, freedom, and more opportunities to live the life you have always envisioned for yourself. With a specialized whole life policy, you can use funds from within your policy to pay off current debts. Becoming debt-free can be a slow and steady process, but customized plans can help speed up your pay-off and get you to a life without debt sooner than you ever expected!
Final Expense
Final expense insurance is a type of permanent life insurance policy designed to cover end-of-life costs such as funeral expenses, burial costs, medical bills, and outstanding debts. These plans are available in varying coverage amounts to fit a variety of budgets. Final expense insurance ensures that your family can focus on grieving without the financial burden of unexpected costs.
Lincoln Heritage Funeral Planning
Lincoln Heritage Funeral Advantage is the only life insurance program that provides support and security to its policyholders’ families at no cost. It’s designed to remove many of the stressful decisions and processes that typically arise when one passes away – simplifying an otherwise financially and emotionally difficult time. A Funeral Advantage policy is a guarantee to your loved ones that they are in safe hands, now and in the future.
Funeral Advantage is More Than a Policy – It’s a Promise.
- It quickly provides the necessary funds to make important decisions.
- It gives your family a clear sense of your wishes when making purchases at the time of need.
- It provides 24/7 access to a team dedicated to ensuring your wishes and family will be protected throughout the entire process.
Our Services
We offer a range of specialized services tailored to meet your individual needs. Our approach is focused on understanding and responding to what you require, providing effective and practical solutions.
End-of-Life Insurance Coverage
Whether you envision cremation, a traditional burial, or a celebration of life when you pass, your family will need funds set aside to cover the costs of those goods and services. Funeral Advantage offers up to $35,000 designed to cover end-of-life needs and any other final expenses that may remain.
Securing Your Final Wishes
Like a road map for your loved ones, the My Final Wishes Profile™ will provide direction and clarity to those left behind to handle your affairs. The decisions you make now will ease the stress after your passing. Securing them with Funeral Advantage will ensure a final send off as you envisioned, free from uncertainty.
Personal Funeral Advisor
Every policy includes the option of receiving help from our Personal Funeral Advisors at no additional cost. We help your surviving loved ones by advising and securing final arrangement services at time of need, if needed. We also provide support throughout the process so they can focus on celebrating your memory.